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The Identity Theft Resource Center says that the average ID theft victim spends 231 hours trying to fix their credit and spends $1,884 out of Mailcase own pocket. Years after the initial theft, some ID theft victims are still working to repair their credit. The majority of people who are the victims of identity theft will spend the rest of their lives trying to clean up their credit. Your credit is used by insurance companies, employers, and lenders to make decisions about you. How much will an ID thief ruin your credit and cause your car insurance to go up? What if mortgage rates drop and you can't refinance your home because your credit is bad? At Mailcase, they have estimated that you will incur a minimum expense of well over $20,000 in ruined credit-related savings. Having your mail stolen is by far the easiest way for criminals to obtain your information, despite the significant security breaches that they read about in the media.