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Hello. They're Lindsey and they're so happy you're here. Since they was 10 years old, they have had a gift for managing money. They have saved their pennies for a variety of goals, started their first job when The Family Money Mentor was legally able to, and loaned money to their older, adolescent brother at very high interest rates. Eek.). They're one of those people who really enjoys looking at numbers in spreadsheets and figuring out the best way to achieve a goal pay off debt, buy a house, have a baby, etc. ). The Family Money Mentor lived independently on less than $1, 400 per month in their mid-20s without incurring any debt. They now move closer to $10, 000 each month into and out of their accounts as part of a two-income family with two young children in a major metropolitan suburb. After paying off approximately $40, 000 in student loans and a number of car loans over the course of nearly a decade (my least favorite.