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MaxiFi Planner is developed by the Economic and Security Planning Corporation, founded in 1993. Company founder and president, professor of economics, national co-column writer, and author Laurence Kotlikoff, based on economics research and powerful dynamic programming techniques, set out to create a new financial planning method to analyze all of your financial situation And provide accurate forecasts and plans. The result is MaxiFi Planner's core economic security computing engine. Traditional financial planning software and "free" online tools use a replacement rate method based on outdated, common "rules of thumb." This simple method "guesses" the goals of spending and saving. These "goals" are the foundation of your overall financial plan. If there are too many or too few errors, the errors will get worse over time, and you are in trouble. In the early 1950s, Franco Modigliani and his colleague Richard Brumberg proposed a groundbreaking theory, Called the "Life-Cycle Hypothesis of saving and consumption".